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If we take a cut in income tax, it could also have an effect on the supply side of the economy.
- Lower income tax rates may encourage people to work longer. Overtime is more worthwhile if you get to keep more of your income. This is the substitution effect – work is more attractive with lower tax rates.
- However, there is also the income effect. With lower tax rates (and effectively higher wages), it is easier to get your target income by working fewer hours. Therefore, tax cuts may not increase labour supply because people don’t need to work more, if work is more highly paid.
There is much debate about the extent to which tax cuts increase productivity and economic growth. If marginal tax rates are very high e.g. 80%, cutting tax rates is likely to have some increase in labour supply and productivity. But, with tax rates of 20 or 30%, cutting income tax rates is no guarantee of increasing productivity and growth.
Source:
http://www.economicshelp.org/blog/13566/economics/the-effect-of-tax-cuts/
Kerajaan tidak gagal dalam menangani kejatuhan nilai ringgit bahkan lebih bijak serta berhemah dan memahami erti sebenar tentang penyusutan nilai ringgit ini apabila kejadian sebegini berlaku di setiap 10 atau 20 tahun sekali.
Apabila nilai ringgit jatuh secara mendadak maka kerajaan mungkin akan menyekat beberapa aktiviti berat seperti pembelian barangan dari negara asing dan dari luar negara untuk mengekang sedikit prasarana asing supaya dapat membuat sejumlah pembelian berkos tinggi secara perlahan dan berhemah sehingga nilai ringgit kembali pulih.
Kerajaan tidak berhasrat untuk menyangga nilai ringgit walaupun perangkaan menunjukkan jelas bahawa ringgit mulai menyusut secara drastik ke paras yang kritikal atau ke paras terendah kerana inilah waktunya yang dapat memberi sedikit peluang bagi pengurup wang negara atau mereka yang berurus niaga hadapan wang dapat meraih keuntungan.
Para pelancong asing terutamanya yang datang dari negara-negara Eropah dan negara-negara di blok barat dapat menikmati pertukaran wang mereka yang lebih baik apabila mereka datang untuk melancong ke Malaysia.
Begitu juga kepada penduduk dalam negara sendiri dapat menikmati keuntungan yang berlipat ganda dari hasil perniagaan matawang bersama negara-negara jiran seperti Thailand, Indonesia yang sememangnya boleh menjadikan satu tarikan terhadap ekonomi apabila mereka melancong ke negara tersebut dengan dapatan penambahan dari nilaian Rupiah atau Bath yang jauh lebih menguntungkan apabila berlakunya penyusutan nilai matawang tersebut.
Sewaktu berlakunya era penyusutan nilai ringgit ini penulis lebih kepada memberi cadangan kepada kerajaan Malaysia supaya dapat mengandakan untuk lagi usaha untuk membina 'satu empayar pelancongan negara' ke tahap yang lebih tinggi ertinya kerajaan Malaysia perlu membuat berbagai 'promosi pelancongan ' yang hebat terhadap seluruh warga Barat dan Eropah untuk datang melawat Malaysia sebagai 'Tahun Melawat Malaysia sepanjang Tahun ' .
Apabila berlakunya penyusutan nilai ringgit sebegini maka 'promosi pelancongan Eropah ' menjadi satu agenda tahunan negara untuk memperkenalkan secara drastik promosi sebagai ' Malaysia Indah ' di mata dunia dan sekali gus menarik pelancong untuk datang ke Malaysia.
Pelancong dari Eropah tentu tertarik dari pakej tawaran yang kerajaan berikan dan akan bertambah gembira apabila pertukarn wang mereka lebih menguntungkan apabila mereka datang ke Malaysia.Sebagai contoh satu pinggan nasi lemak berharga 5 ringgit Malaysia namun bagi pelancong yang datang dari 'Great Britain mereka akan berkata ' wow! Ini nasi lemak cuma 1 URO, oh! very cheap!'.
Begitu juga sesakali bagi rakyat Malaysia yang pergi melancong ke Bali Indonesia dan harga makanan di sana amat murah berbanding dengan tukaran wang ringgit Malaysia.Sebab pernah berlaku di suatu ketika nilaian pertukaran ringgit berbanding dengan nilai rupiah mencecah sehingga 5000 kali ganda .Contohnya 200 ringgit Malaysia bersamaan dengan satu juta rupiah Indonesia.
Sebenarnya berlakunya penyusutan nilai ringgit ini adalah juga sebagai satu ' Rahmat ' bukanya satu bentuk. ' Alamat Kiamat' terhadap ekonomi di sesebuah negara.
Oleh itu belajarlah dengan erti 'kesabaran' .Seluruh para pemimpin negara perlu bersikap positif terhadap apa yang berlaku untuk berdepan dengan unjuran dari penyusutan nilai ringgit ini ke arah satu bentuk pendekatan yang lebih realistik dan boleh membawa kepada sesuatu yang lebih menguntungkan.
Bagi seluruh badan perusahaan dan perniaga besar , natijah dari keadaan penyusutan nilai ringgit ini mungkin akan membawa sedikit kerugian namun kerugian ini bersifat sementara bahkan akan dapat sesuatu yang lebih menguntungkan secara keadaah yang dapat mengatasi permasalaan dengan membuat suatu 'post mortem ' semula dengan suatu cara perniagaan yang akan mendapat lebihan keuntungan mungkin yang berlipat kali ganda dalam jangka masa pendek atau panjang apabila keadaan nilai ringgit kembali stabil.
SALIHIN is an education partner of CIBAFI providing registration and tuition for its professional development programmes. We also serve as an examination centre for the professional courses. We therefore assist interested candidates to register for the professional courses and provide the candidates exam preparatory tuition to successfully write the exams at SALIHIN's Examination Centre.
The professional certificate courses have been designed and developed to be comprehensive, industry relevant, and inspiring. As such they are most relevant towards strengthening and enhancing your technical knowledge and skillset.
SALIHIN has assembled high profile and certified trainers from around the world with diverse expertise and capabilities to provide hands-on effective tuition to assist you prepare for the exams with confidence.
SALIHIN is an education partner of AAOIFI providing registration and tution for its professional development programmes. We also serve as an examination centre for the professional courses. We therefore assist interested candidates to register for the porfessional courses and provide the candidates exam preparatory tuition to successfully write the exams at SALIHIN's Examination Centre.
The professional certificate courses have been designed and developed to be comprehensive, industry relevant, and inspiring. As such they are most relevant towards strengthening and enhancing your technical knowledge and skillset.
SALIHIN has assembled high profile and certified trainers from around the world with diverse expertise and capabilities to provide hands-on effective tuition to assist you prepare for the exams with confidence.
SALIHIN has assembled high profile and certified trainers from around the world with diverse expertise and capabilities. It provides high quality executive and non-executive Islamic finance training programs tailored to meet general and specific needs of clients or a customised summer holiday training package for foreigners holidaying in Malaysia. As education partners of AAOFI and CIBAFI, we provide end-to-end assistance to your professional journey, from registration process, tuition, and examination.
The training programs are designed for all levels of understanding be it basic, intermediate or advanced level. We also provide refresher courses for the experienced to refresh and stay up-to-date with the latest developments in the industy.
Employee first, Customer second!
Our growth is meaningless without the development and advancement of our people. We give priority and pay paramount attention to the welfare and wellbeing of our employees. We pride ourselves with the understanding that a happy and satisfied employee will go extra extra mile to surpass the needs of our client each and every day. We depart from the conviction that “customer first” to “employee first, customer second”.
SALIHIN does not see its people mechanistically working without play. We provide a stable work environment for a rewarding career growth. We work and we play to have fun. Life at SALIHIN takes care of the economic, physical, spiritual, emotional, physiological and psychological wellbeing of the employees through various initiatives, incentives and recreational activities.
Our Sports and Recreational Club (SRC) offers opportunity for collective activities to foster harmonious yet cordial relationship amongst the employees and their families at large. We are committed to ensuring the same concern, respect, and caring attitude within and outside the organisation.
Celebrating diversity, we build an all-inclusive culture ranging from thoughts to diverse cultural orientations. SALIHIN appreciates multiple perspectives and encourages diverse expertise to surface from anywhere within the firm. We promote mutual respect, tolerance and teamwork coupled with equal opportunity for learning and personal growth.
We place significant emphasis on creating value and building trust with our clients through quality service experience. We strive to sustain businesses beyond the long-run. SALIHIN employs full strength of both conventional and Islamic professional expertise with fresh ideas and proactive innovative approach to consulting services.
With a formidable pool of competent and experienced professionals, SALIHIN consistently provide high value and high quality end-to-end value-for-money services to client without compromising its integrity. Through insight and foresight its professionals shape, revive, redirect and set the pace to leverage complexity and dynamism for clients' sustainable business vitality, viability, profitability, and sustainable growth. Discover our wide array and yet integrated services.
Auditing Assurance 
Taxation 
Corporate Finance 
IT Consultancy 
Goods And Service Tax 
Integrated Reporting
We focus on creating and making our clients enjoy memorable experience with us.
Our approach puts customer choice at the heart of our business.
At SALIHIN, we perfectly manage your Shariah and other advisory needs through insights, clarity, and the needed direction for growth. It is rare for us to serve our clients once.
Many consultants will walk in and out of your business without leaving a true value. Unlike other firms, we are not profiteers; rather, we offer enviable value guided by our core values. We strive to ensure your long-term business success.
We are always committed to innovative ways to provide the highest quality and quick customer service delivery. As genuine Shariah and strategic advisors to our clients, we aim at matching and out-beating the environmental and business expectations.
